At the end of 2025, Kazakhstan’s second-tier banks reported a record combined net profit of KZT 2.72 trillion, compared with KZT 2.56 trillion a year earlier. Sector-wide growth reached 6.6%. The profitability of the banking sector reflects the overall positive condition of the financial system and the level of business activity in the country, Ranking.kz reports, citing data from the National Bank of Kazakhstan.
Notably, the composition of the top ten banks by profit saw meaningful changes. Most importantly, according to the analytical portal, Bank RBK was the only financial institution to improve its position within the top 10. The bank moved up one place to rank eighth in 2025, compared with ninth in 2024.
According to the Ranking.kz portal, Bank RBK’s net profit totaled KZT 64.1 billion for the year (up from KZT 56.5 billion in 2024), marking a 13.4% increase - significantly above the sector’s average growth rate. For reference, the bank’s assets rose by 11.2% to KZT 2.7 trillion by the end of 2025, while its regulatory capital stood at KZT 267 billion.
Experts emphasize that overall, the bank’s strong profitability underscores its financial resilience, as well as its capacity to expand lending to businesses and individuals, build provisions for potential risks, strengthen capital, and meet regulatory requirements.
As further confirmation of its strengthened position, in 2025 Bank RBK fully repaid ahead of schedule state support totaling KZT 176.8 billion, thereby completing its participation in the Program for Enhancing the Financial Stability of the Banking Sector. Under this program, the bank received KZT 243.7 billion from the state in 2017-2018; of this amount, KZT 67 billion had already been repaid during 2022-2025, with the remaining balance now settled ahead of schedule. In addition, since 2017, Bank RBK has paid KZT 75.5 billion to the state in coupon interest. As a result, the total amount returned to the state under the program reached KZT 319.2 billion, including KZT 243.7 billion in principal and KZT 75.5 billion in interest.
For reference, in January 2026, the combined profit of Kazakhstan’s second-tier banks amounted to KZT 198.6 billion, down 13.1% year-on-year.
License No. 1.2.100/245/41 issued by the Agency for Regulation and Development of the Financial Market on April 5, 2021.
